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Mission Statement

The BeCeFi pursues a triple objective:

Centralization of essential information and “Human Capital” as a centre of reference with regard to SME financing at the national level;
Utilization and provision of this knowledge to the authorities, to entrepreneurs and their representatives, and to credit dispensers;
Credit Mediation for companies.


The BeCeFi concretizes these objectives by various actions:

The centralization and dissemination of “essential information” i.e. all relevant data concerning SME financing: credit supply and demand, financing conditions, political decisions and legislation - in the form of statistics, surveys and studies, reports, legal texts and websites.

"Human Capital" is centralized by the development of a network of national and international players. In order to consolidate this network, the experts and their institutions can, after a certain amount of time, become partners of the BeCeFi.

The BeCeFi’s hub is its website. The processed data is centralized and made available via this website.

The data collected on SME financing is managed in a database. These statistics are systematically processed, analyzed and accompanied by comments on the website. This methodology enables certain developments to be closely monitored.

On the basis of problematic points for SME financing, the BeCeFi undertakes various studies. The studies belong to one of the following fields of expertise: (1) The “Supply” part of SME financing (2) the “Demand” part (3) the Phases of an SME’s life, (4) Microfinance and (5) Others. According to the nature and scope of the project, the BeCeFi may resort to an external study.

In order to ensure their optimal communication, the results of internal and external studies alike can be proposed through seminars, workshops and conferences organized by the BeCeFi.

Some basic principles

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